FIRE Calculator
When can I stop working?
Premium
FIRE Calculator is part of the paid plan
This one reads your actual position rather than projecting a single instrument, which is where the paid product starts. The free calculators below cover projections, loans and deposits in full — no signup, no limits.
What this calculation assumes
- •Your FIRE target rises with inflation every year you keep working — this is a moving target, not a fixed number.
- •The corpus compounds monthly at a constant return. A poor first decade can change the outcome substantially.
- •The safe withdrawal rate is a rule of thumb from US market history, not a guarantee for Indian markets.
- •Taxes on withdrawals, healthcare costs and one-off expenses are not modelled.
- •Coast FIRE assumes you stop investing entirely and let the existing corpus compound to age 60.
Illustrative only. These figures assume constant rates and do not predict actual returns. Markets, taxes and inflation vary. This is educational information, not financial advice — consult a SEBI-registered adviser before making investment decisions.
About this calculator
Your financial independence number, the age you reach it, and whether your corpus is outrunning inflation.