Projections Explorer
What if I changed one thing?
Projected corpus
₹3.65Cr
in 20 years
Total invested
₹1.01Cr
Wealth gained
₹2.64Cr
Growth multiple
3.61×
your money multiplies
Your plan
₹25,000
₹0₹2L
₹2.00L
₹0₹50L
20 yrs
1 yr40 yrs
12%
1%30%
5%
0%25%
Wealth trajectory
What moves the needle most?
Extra corpus each single change would add to your current plan, ranked.
+ 5 years
+₹3.58Cr
+ 5% step-up
+₹1.54Cr
+ 2% return
+₹1.08Cr
+ ₹5,000 / month
+₹68.69L
+ ₹1L lumpsum
+₹10.89L
What this calculation assumes
- •Contributions are made at the start of each month and compound monthly.
- •A step-up applies from year 2 onwards.
- •The lever comparison changes one variable at a time from your current plan.
- •No costs, exit loads or taxes are deducted.
- •All figures are in future rupees.
Illustrative only. These figures assume constant rates and do not predict actual returns. Markets, taxes and inflation vary. This is educational information, not financial advice — consult a SEBI-registered adviser before making investment decisions.
About this calculator
Move every lever at once — monthly amount, lumpsum, horizon, return, step-up — and see which one moves the needle most.