Lumpsum Calculator
What does a one-time investment grow into?
Future value
₹16.50L
in 10 years
You invest
₹5.00L
Wealth gained
₹11.50L
Growth multiple
3.30×
230%
Your investment
₹5.00L
₹1K₹5Cr
12%
1%30%
10 years
1 yr40 yrs
Time does more work than the amount. Doubling the horizon usually beats doubling the investment — try it with the sliders.
Growth over time
What this calculation assumes
- •The investment compounds monthly at a constant rate.
- •No further money is added or withdrawn during the period.
- •Costs, exit loads and capital gains tax are not deducted.
- •Figures are in future rupees — ₹1 crore in 20 years buys far less than ₹1 crore today.
Illustrative only. These figures assume constant rates and do not predict actual returns. Markets, taxes and inflation vary. This is educational information, not financial advice — consult a SEBI-registered adviser before making investment decisions.
About this calculator
Project a single investment forward, and see how much of the final value is growth rather than the amount you put in.