Compare SIP
Which of these plans is better?
Plan A
₹99.91L
₹24.00L invested
₹98.97L behind
Plan B
Best₹1.99Cr
₹68.73L invested
Plan C
₹1.50Cr
₹36.00L invested
₹49.01L behind
Side by side
Plan A
₹10,000
20 yrs
12%
0%
Plan B
₹10,000
20 yrs
12%
10%
Plan C
₹15,000
20 yrs
12%
0%
What this calculation assumes
- •All plans use the same start-of-month contribution and monthly compounding.
- •A step-up applies from year 2 onwards in every plan.
- •Plans with different tenures are compared at their own maturity, and the chart holds a finished plan flat.
- •No costs or taxes are deducted from any plan.
Illustrative only. These figures assume constant rates and do not predict actual returns. Markets, taxes and inflation vary. This is educational information, not financial advice — consult a SEBI-registered adviser before making investment decisions.
About this calculator
Put up to three SIP scenarios side by side — different amounts, tenures, returns or step-ups — and see the gap between them.